Credit Analyst

At SanMar, the work you do makes a difference. What's the Short Version? The Credit Analyst works closely with SanMar's customers, and internal teams to assist in business building opportunities while managing SanMar's risk of financial loss. They process and review new credit applications, credit file reviews, and other customer account changes including ownership and structure changes and mergers. The Credit Analyst communicates directly with customers, discussing and obtaining the financial information necessary to establish credit, negotiating and working with our customers to reach solutions to meet the credit requirements to grow their business. What Will You Be Doing? Review credit applications, pulling credit reports, requesting trade references, financials statements and other information necessary to make credit decisions within assigned guidelines that promote customer sales growth while managing risk within SanMar’s guidelines. Review existing customer credit files to promote sales growth while managing risk, requesting and evaluating financial statements, account history, competitor analysis, and additional options that may be required to facilitate such as personal guaranty’s and letters of credit. Communicate with SanMar’s customers to learn more about their business, request information, negotiate and provide options that may assist with achieving mutually successful results. Communicate with SanMar’s internal teams, sharing results of credit reviews, provide guidance as necessary to assist those teams in their efforts that are impacted by the credit review. Review Custom orders, determining deposits and terms for these orders, maintaining custom order record keeping in the custom order log. Monitor and provide reporting on specific customers and customer segments. Maintain customer account information in SanMar’s databases. Perform other duties as assigned. Comply with all policies and standards. What Are We Looking For? 4+ years of related credit or account receivable experience or equivalent education Experienced in risk management and decision making High level of competency with computer and software applications Excellent communication skills Excellent time management and organization skills; to effectively reach goals of team, department and company Strong negotiating skills – ability to achieve positive results Ability to communicate effectively with diplomacy and tact Ability and willingness to learn Strong analytical and problem-solving skills Must be able to work as part of a team and be self-directed with minimal supervision Approachable and flexible, demonstrating the ability to change directions quickly and positively, recognizing opportunities to reach mutually beneficial solutions What's Our Offer? Salary Range: You`ll earn between $25.00 - $34.65 (WA, NJ); $22.88 - $31.70 (MN, NV, TX, VA); $22.00 - $30.49 (AZ, ID, FL MT, OH) on an hourly basis, depending on experience.