Senior Legal Counsel

About Stable Money Stable Money is India's leading fixed-income investment platform, on a mission to modernize how 230+ million Indians save and invest. Founded in 2022 and headquartered in Bengaluru, we've grown to over 30 lakh users who have collectively invested more than ₹5,000 crore across fixed deposits and other secure instruments, all in under three years. Backed by $65 million in total institutional funding from marquee investors including Peak XV Partners, Z47, RTP Global, Fundamentum, and Lightspeed, we recently closed a $25 million Pre-Series C round to accelerate our next phase of growth. We're building the operating layer for how India saves — making fixed-income products transparent, accessible, and worthy of trust. Our platform lets users book FDs without opening a savings account, access instant withdrawals, invest in short-term instruments (including 7-day FDs), and discover curated fixed-income portfolios through a digital experience designed around speed and clarity. We are deepening direct partnerships with banks and NBFCs, building on-ground presence in key cities, and expanding into adjacent savings products — all while maintaining the trust-first approach that has defined us since day one. Our Founders Saurabh Jain is an IIT Bombay graduate who previously served as CEO of Navi Mutual Fund and led Swiggy's expansion into 500+ cities. Harish Reddy, also an IIT Bombay graduate, brings deep expertise in wealth product strategy, having led product strategy and tech implementation at Estee Advisors. Together, they bring extensive experience in wealth-tech businesses and complement each other in building a scalable, value-accretive business. Role Purpose To serve as the lead legal advisor for product governance, contracts and fund raise matters across the Company's regulated and financial services businesses, including Fixed Deposits,  Credit Cards and other New Initiatives. The role will partner closely with business, product, technology, marketing and leadership teams to structure products, assess regulatory implications, support strategic initiatives and provide commercially practical legal advice. Key Responsibilities Product Advisory & Structuring Provide end-to-end legal support for existing and new products. Advise on product design, launches, enhancements and lifecycle changes. Review customer journeys, product flows and platform features from a legal and regulatory perspective. Identify and mitigate legal and regulatory risks associated with product offerings. Support expansion into new product lines and regulated activities. Regulatory Legal Advisory Interpret and advise on applicable laws, regulations, circulars and regulatory guidance issued by SEBI, RBI, and other relevant regulators. Advise business teams on implementation of regulatory changes vis-a-vis product interface. Support regulatory inspections, audits and supervisory reviews. Assist with responses to regulatory notices, observations and queries.