AML CFT Investigations I

We are a hybrid, remote-office company dedicated to growing our talent anywhere! We have onsite locations in: Sioux Falls, SD, Phoenix, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA. At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products. We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our *HUMBLE*HUNGRY*SMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve. About the Role: Responsible for reviewing, analyzing, investigation, and documenting AML/CFT alerts and cases generated through transaction monitoring, suspicious activity monitoring, referrals, sanctions screening, and other financial crime detection processes. Supports Pathward's AML/CFT compliance program by evaluating customer activity, identifying potential suspicious or unusual activity, documenting investigative findings, escalating matters as appropriate, and supporting regulatory reporting obligations, including Suspicious Activity Reports when applicable. What You Will Do: Review, analyze, and investigate AML/CFT alerts and cases generated through monitoring systems, referrals, partner escalations, sanctions screening, and other detection channels. Evaluate customer activity, transactional behavior, account history, customer due diligence information, risk factors, and supporting documentation to identify unusual patterns, AML/CFT red flags, sanctions concerns, or potential financial crime risk. Conduct investigations in accordance with applicable AML/CFT laws, regulations, policies, standards, procedures, escalation protocols, service level expectations, and recordkeeping requirements. Document investigative steps, findings, rationale, evidence reviewed, analysis performed, and final disposition in a clear, complete, accurate, and audit-ready manner. Use sound judgment to determine whether alerts or cases require closure, continued monitoring, escalation, enhanced review, referral for additional review, or potential Suspicious Activity Report consideration. Escalate complex, high-risk, unusual, sanctions-related, or potentially reportable activity timely and appropriately to senior team members, management, or compliance partners based on policy, procedure, and risk severity. Assist with the preparation, review, and support of Suspicious Activity Reports and related regulatory reporting documentation, as applicable.